(253) 236-8984
Auto Sales and Service

All credit types considered

Get Pre-Qualified

Bad credit OK, no credit no problem. We work with prime and sub-prime lenders who can approve almost everybody, including first-time buyers. This is a soft, no-obligation pre-qualification — it takes two minutes.

5.49%
Excellent credit
6.99%
Good credit
10.99%
Fair credit
15.99%
Rebuilding credit

The particulars

Start your credit application here — it takes about a minute. Tell us who you are and what you are looking at, and we will hand you straight to the secure part: date of birth, address and employment, the details lenders need. Nothing here is a hard credit pull until you authorize us to send it to a lender.

We never ask for your Social Security number on this page. That is entered on our secure application, where it is stored encrypted. Your information is used only to shop your application to our lending partners and is never sold or shared beyond that.

— The team at Smart Motorz · Kent, WA

Applicant

A few basics so we know who we're working with and how to reach you.

Please enter your first name.
Please enter your last name.
A number we can reach you at, please.

Optional — you can submit this form without checking this box. See our Privacy Policy and SMS Terms & Conditions.

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The vehicle & the deal

No credit check on this page. Your authorization is signed on the next step. Read what you'll be authorizing

On the secure application you will be asked to confirm: “I authorize Smart Motorz and its lending partners to obtain my credit report and verify the information I provide on this application.” You'll type your name as an electronic signature, and we record the date, time and IP address with it as your record of consent.

Submitting this page only starts the application and sends it to our finance team. Your details are used only to shop this application to our lending partners — never sold or shared beyond that.

No obligation until you accept a lender's offer. We'll text or call with your options.

Application started.